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Preparing for an Appraisal - Plan For It

 

Title: Preparing for an Appraisal - Plan For It

Author: Raynor James

Article:
A critical part of selling a home is the appraisal. Here's how
to plan for it.

You have a contract to sell your home and now the appraiser is
coming. The appraisal needs to come in at a good price in order
for your buyer to get his loan. What should you do?

The Appraiser Says

Appraisers typically tell people not to do anything special
before they come. They tell the owner they see lots of houses
and they can look past a little clutter and dust. "Don't be
nervous," they counsel. Appraisers are sincere people. I'm sure
they mean what they say.

I Say

On the other hand, appraisers are human. They respond to
cleanliness and order and to good maintenance the same way
buyers do. If you've let your hair down, get your home back into
"show" condition before the appraiser comes.

Everything you know about a tidy approach to your home, well
mulched flower beds, door knobs that are attached firmly and
work smoothly, lack of finger prints, lack of clutter, and all
the rest applies. Take a look at a "Uniform Residential
Appraisal Report" form if you doubt me. The age of the home and
the "effective age" are asked for under the "General
Description." Don't you think how well your home appears to be
cared for affects the number that appears under "effective age?"

The Uniform Appraisal Report requires information about
materials (and their condition) used for floors, walls, trim and
finishing elements, bathroom floors and wainscots, and for
interior doors. Appraisers train themselves to notice these
details. If yours are dusted, polished, and free of scratches
and fingerprints, don't you think you might be giving your
appraisal a nudge in the right direction?

The Report also asks about kitchen equipment (refrigerator,
range and oven, disposal, dishwasher, fan and hood, microwave,
and washer and dryer). Do you think it'd be a good idea to have
them clean and purring?

The Report asks about amenities such as fireplaces, patios,
decks, porches, fences, pools, and sheds. If an appraiser is
going to take special note of such things, shouldn't they be
swept, cleaned, and have paint in good condition? Also, clean
out the gutters if they need it. If it should be raining on the
day your appraisal is done, you want your house to handle the
rain water well.

Let me share the "comments" section of an appraisal which got
the owners what they wanted. I think it'll give you a good feel
for what you need to do. "The subject is well maintained and no
physical, functional or external inadequacies were noted.
Marketability is enhanced by hardwood flooring throughout a
majority of the home, an updated kitchen, fresh interior and
exterior paint, transom windows, built-ins, a front porch, a
rear patio, a large storage shed, 4 fireplaces, etc."

The appraiser is a human being. Make sure you do everything you
can to appeal to them and you'll get a good appraisal.

About the author:
Raynor James is with the FSBO site - http://www.fsboamerica.org
- FSBO homes for sale by owner. Visit our "sell my home" page
-http://www.fsboamerica.org/seller.cfm - to sell your house
yourself with a free 1 month listing.

 

 

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